Terms of Service

About these terms

The DriveClear application and website are owned and operated by DriveClear LLC, a Georgia, USA limited liability company (“DriveClear,” “we,” “us,” or “our”).

These Terms of Service (“Terms”) govern your use of the DriveClear application, website, and related services (“Services”). By creating an account, purchasing a subscription, or using the Services. By using this website, you agree to these Terms and the DriveClear Privacy Policy.

You must be at least 18 years old and legally capable of entering into this Agreement.

1. DriveClear Services

DriveClear is a consumer automotive financial-information and decision-support platform. The Services may allow users to enter financial and vehicle information; estimate payments and affordability; evaluate vehicle fit; view approval-confidence or similar informational indicators; analyze factors such as debt-to-income (“DTI”), payment-to-income (“PTI”), loan-to-value (“LTV”), equity, and borrowing position; maintain vehicle information through My Garage; evaluate financing or refinancing scenarios; review a dealership purchase or finance worksheet and identify charges, fees, terms, or quoted payments that appear inconsistent with the figures printed on it, either by entering those figures manually or by photographing the worksheet; and explore potentially relevant financing, refinancing, insurance, or other automotive opportunities.

Features may be added, modified, suspended, or removed as the Services evolve.

2. Important financial disclaimer

DriveClear is not a bank, lender, credit union, automobile dealer, insurance company, credit bureau, credit repair organization, financial advisor, financial institution or investment advisor. DriveClear does not originate, fund, approve, deny, underwrite, or service loans or insurance policies or provide investment advice.

DriveClear’s scores, calculations, estimates, classifications, payment ranges, approval-confidence indicators, vehicle-fit assessments, affordability results, and other outputs are provided solely for informational and educational purposes. The information provided do not constitute offers of credit, loan approvals, guaranteed preapprovals, insurance quotes or binders, guarantees of financing, guarantees of interest rates, appraisals, financial, legal, tax, or investment advice.

Actual lender, insurer, dealer, or marketplace decisions may differ materially. Third parties may consider information DriveClear does not evaluate, including verified income, consumer reports, employment, residence, identity verification, collateral characteristics, fraud screening, provider-specific underwriting requirements, and other factors.

Users should independently verify information and compare available options before entering into a financial transaction.

DriveClear’s Vehicle Fit, APR estimates, payment estimates, affordability calculations, DTI, PTI, LTV, savings estimates, rate-finding information, and other financial calculations are informational and educational estimates only, unless expressly identified as information supplied by a third-party provider. They are not loan offers, quotes, prequalifications, credit decisions, approvals, or guarantees of financing. A Vehicle Fit or other DriveClear result does not indicate the likelihood that any particular lender will approve you. Actual APR, interest rate, payment, loan amount, term, eligibility, approval, and other financing conditions are determined solely by the applicable third-party provider or lender, not DriveClear.

Deal Check is an informational review of the figures you provide or that are read from a worksheet you photograph. It is not a legal opinion, an audit, an appraisal, a negotiation service, or advice to accept or reject any transaction. DriveClear does not determine whether a charge is lawful, required, or negotiable in your state, and the absence of a finding does not mean a worksheet is free of problems. State documentation-fee and other fee references are informational, may change, and should be verified independently.

3. User-provided financial information

DriveClear’s calculations rely only on information you provide, which may include income, debts, housing expenses, self-reported credit score or tier, down payment, trade-in equity, vehicle information, loan information, APR, term, insurance costs, and financial preferences. In order to receive the most accurate information, you should provide accurate information. Inaccurate, incomplete, estimated, or outdated information may produce inaccurate results.

Unless expressly disclosed otherwise for a future feature, DriveClear does not obtain your consumer credit report or credit score from a consumer reporting agency or third party. Credit information entered into DriveClear is self-reported only. Using DriveClear itself does not constitute a hard or soft credit inquiry by DriveClear.

A third-party provider you choose to interact with may conduct its own credit, identity, eligibility, or underwriting review under its own terms.

4. Proprietary technology and methodology

DriveClear may use proprietary formulas, calculations, models, software, weighting systems, algorithms, rules, classifications, databases, and methodologies to produce results. These methods are proprietary to DriveClear and do not necessarily duplicate the underwriting or pricing systems of any lender, insurer, dealer, or other provider.

Except where applicable law prohibits such restrictions, you may not reverse engineer, scrape, systematically extract, reproduce, circumvent, copy, derive, or attempt to discover DriveClear’s source code, proprietary algorithms, models, formulas, databases, weighting systems, or methodologies.

Nothing in these Terms requires DriveClear to disclose its proprietary formulas, thresholds, algorithms, partner-selection criteria, or internal business processes.

5. Third-party and affiliate opportunities

DriveClear may connect users with third-party lenders, lending marketplaces, refinancing providers, insurance providers, dealerships, and other automotive or financial-service providers. As described in the Privacy Policy, information you provide may be transmitted to selected third-party or affiliate partners to identify, generate, facilitate, or present potentially relevant loan, refinancing, insurance, or other automotive opportunities.

Third parties independently determine eligibility, rates, coverage, approval, pricing, and other terms. DriveClear does not control, have input into or guarantee those decisions.

DriveClear may receive compensation from certain partners when users are referred, submit information, request quotes, apply, become qualified leads, obtain financing or insurance, complete transactions, or take other qualifying actions. Compensation may include referral fees, lead fees, commissions, revenue sharing, or similar arrangements. A commercial relationship does not guarantee that a partner’s product is suitable for you.

DriveClear may provide links or referrals to independent third-party financing providers, marketplaces, or partners, including automotive financing marketplaces. When you choose to explore financing through such a link, you may be redirected to a third-party website or service governed by that third party’s own terms, privacy policy, and lending or application processes.

Unless we expressly state otherwise, DriveClear does not submit your DriveClear financial profile as a loan application to any third party. When you follow a referral or link, you leave DriveClear and provide the information required for financing directly through the third-party experience.

DriveClear does not control or guarantee the availability, accuracy, approval, rates, terms, products, or services offered by third-party financing providers. A referral, link, or affiliate relationship does not mean DriveClear endorses, recommends, guarantees, or makes a lending decision on behalf of any third party.

DriveClear may receive affiliate, referral, advertising, or other compensation when a user clicks a partner link, applies for financing, completes a transaction, or otherwise interacts with a partner.

6. Third-party services

DriveClear may use or link to third-party providers for hosting, authentication, payments, communications, vehicle information, financing, refinancing, insurance, and other functionality. Third parties operate independently and may have their own terms and privacy policies.

DriveClear is not responsible for third-party underwriting decisions, products, pricing, availability, security practices, content, contractual obligations, or actions.

7. Vehicle and garage information

Vehicle values, equity, depreciation, ownership costs, refinancing savings, insurance savings, and similar information displayed by DriveClear are estimates or are based on information provided by you or third parties. They are not appraisals, guaranteed trade-in values, guaranteed sale prices, or binding financial offers.

My Garage and similar features are informational and organizational tools. Users should obtain independent quotes or valuations before making financial decisions.

8. Accounts and acceptable use

You are responsible for maintaining the confidentiality of your account credentials and activity conducted through your account.

You may not use DriveClear to commit fraud or unlawful acts; access another user’s information; interfere with the Services; bypass security controls; introduce malicious software; scrape or systematically harvest information; improperly access DriveClear systems; or commercially exploit DriveClear’s proprietary content, models, or databases without authorization.

DriveClear may suspend or terminate accounts reasonably believed to be involved in fraud, abuse, security threats, nonpayment, unlawful conduct, or material violations of these Terms.

9. Subscriptions, billing and cancellation

Certain features require a paid subscription. The applicable price and billing frequency will be disclosed before purchase. Unless otherwise disclosed, subscriptions automatically renew until canceled.

You may cancel through the method provided in the Services or the applicable app-store/payment provider. Cancellation generally prevents future renewal and does not retroactively refund previously paid amounts except where required by law.

Purchases made through Apple, Google, or another platform may also be subject to that platform’s billing and refund rules. DriveClear may change pricing prospectively upon appropriate notice.

10. User content and worksheet photographs

You retain ownership of the information and content you enter into DriveClear. You grant DriveClear a limited, non-exclusive license to host, store, process, and transmit that content as reasonably necessary to operate, secure, improve, and provide the Services and fulfill your requests.

DriveClear does not accept general photograph, image, or file uploads. One optional feature, Deal Check, lets you photograph a dealership purchase or finance worksheet so that the figures printed on it can be read into the app. You grant DriveClear a limited, non-exclusive license to transmit and process that image, including transmission to a third-party artificial-intelligence provider, solely to read the printed figures and return them to you for confirmation. DriveClear does not store the image, as described in the Privacy Policy.

You represent and warrant that you have the right to photograph and submit any worksheet or document you provide, and that doing so does not violate any agreement, confidentiality obligation, or applicable law. You are responsible for the content of any image you submit. You agree not to submit images containing Social Security numbers, driver’s-license or government identification numbers, bank-account or payment-card numbers, consumer credit reports, another person’s personal information, or any other sensitive information the Services do not request.

Reading a photograph is an automated process and is not guaranteed to be complete or accurate. The figures extracted from an image are presented to you for review and correction, and DriveClear runs no analysis until you confirm them. You are responsible for verifying every figure against the document in front of you before relying on any result. DriveClear is not liable for a misread, omitted, or incorrectly transcribed figure, or for any decision made in reliance on one.

DriveClear may limit, suspend, or withdraw this feature at any time.

11. Copyright protection

All aspects of the Services are protected by U.S. and international copyright, trademark, and other intellectual property laws, including all design elements, text, logos, taglines, icons, images, and downloadable material. No material in or provided through the Services may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way whatsoever.

Nothing herein gives you the right to use, copy, register as a domain name, reproduce, or otherwise display any logo, tagline, trademark, trade name, copyrighted material, trade dress, trade secret, or other proprietary or confidential information owned by DriveClear. Commercial use of such information is strictly prohibited, except as provided otherwise in these Terms.

Subject to your continued strict compliance with all Terms, DriveClear provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicenseable, non-transferrable license to use the Services. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.

You agree not to use or attempt to use the Services in any unlawful manner, including (1) hacking and other digital or physical attacks on the Services; (2) publishing vulgar, obscene, or defamatory material; or (3) any other unlawful act.

In the event of any conflict between these Terms and any license agreement you enter into with DriveClear, the terms of such license agreement shall control. These Terms shall be construed neither against nor in favor of any party, but rather in accordance with the fair meaning of the language hereof. The invalidity or unenforceability of any part of these Terms shall not affect the validity or enforceability of the balance hereof.

12. Intellectual property

DriveClear and its licensors own all rights in the Services and their original software, interfaces, designs, branding, databases, reports, calculations, models, methodologies, and other intellectual property.

DriveClear grants you a limited, personal, revocable, non-exclusive, non-transferable right to use the Services for lawful personal purposes. No ownership rights are transferred to you.

13. Availability and changes

DriveClear does not guarantee uninterrupted or error-free operation. We may update, modify, suspend, or discontinue features and may conduct maintenance, security updates, or other changes.

14. Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DRIVECLEAR IS PROVIDED “AS IS” AND “AS AVAILABLE.” DRIVECLEAR DISCLAIMS WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY TO THE EXTENT PERMITTED BY LAW.

WE DO NOT WARRANT THAT A CALCULATION, SCORE, ESTIMATE, VEHICLE-FIT RESULT, FINANCIAL SCENARIO, OR PARTNER OPPORTUNITY WILL BE ACCURATE OR MATCH A THIRD PARTY’S DECISION OR TERMS.

15. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DRIVECLEAR AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM USE OF THE SERVICES, INCLUDING LOSSES RELATED TO FINANCING DECISIONS, VEHICLE TRANSACTIONS, THIRD-PARTY PRODUCTS, LOST SAVINGS, LOST PROFITS, DATA LOSS, SERVICE INTERRUPTION, OR RELIANCE ON DRIVECLEAR ESTIMATES.

Nothing in these Terms limits liability that cannot legally be limited.

16. Indemnification

To the extent permitted by law, you agree to indemnify, defend and hold DriveClear and its owners, officers, employees, contractors, and affiliates harmless from claims, losses, liabilities, and reasonable expenses arising from your unlawful misuse of the Services, violation of these Terms, infringement of another person’s rights, or unlawful content you submit.

17. Privacy

Our collection, use, disclosure, retention, and protection of personal information are described in the DriveClear Privacy Policy.

18. Changes

We may update these Terms as the Services or applicable requirements change. Where required by law, we will provide appropriate notice or obtain renewed consent for material changes.

19. Governing law and disputes

This Agreement shall be governed by and interpreted in accordance with the laws of the State of Georgia, United States.

20. Dispute resolution

Arbitration and Governing Law

Good Faith Resolution and Mediation. Before initiating mediation, a Party will give written notice describing the dispute, supporting facts, and requested relief. Authorized business representatives will meet or confer in good faith and allow a reasonable opportunity to resolve the dispute. If a mutually agreeable resolution cannot be found, the Parties shall participate in mediation.

21. Binding arbitration

A dispute, claim, or controversy arising out of or relating to this Agreement that is not resolved through good-faith discussions or mediation, the claim or controversy will be resolved by final and binding arbitration to the fullest extent permitted by applicable law.

The arbitration will be administered by a mutually agreed arbitration organization under its then-current commercial arbitration rules unless the Parties agree otherwise. The arbitrator may award any remedy available under applicable law and consistent with this Agreement. The written decision will be final and binding, and judgment on the award may be entered in any court having jurisdiction.

22. Prohibition of class and representative actions and non-individualized relief

YOU AND DRIVECLEAR AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ARBITRATION, ACTION OR PROCEEDING. UNLESS BOTH YOU AND DRIVECLEAR AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AGAINST DRIVECLEAR, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING.

ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT DRIVECLEAR.

If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provision set forth above shall be deemed null and void in its entirety and the parties shall be deemed to have not agreed to arbitrate disputes.

23. Your California privacy rights

As described in these Terms, from time to time we may make your personal information available to third parties for their marketing purposes. California law permits individuals who are California residents to request certain information about our disclosure of personal information to third parties for direct marketing purposes.

If you are a California resident and would like to make such a request, please submit your request in writing to Customersupport@Driveclearapp.com. If you do not want us to share your personal information with third parties, you may opt-out of this information sharing by emailing us at Customersupport@driveclearapp.com.

In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with the California Department of Consumer Affairs, 1625 North Market Blvd., Suite N112, Sacramento, CA 95834; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.

24. Contact DriveClear