Privacy Policy

About this policy

The DriveClear application and website are owned and operated by DriveClear LLC, a Georgia, USA limited liability company (“DriveClear,” “we,” “us,” or “our”).

This Privacy Policy explains how DriveClear LLC, operating as DriveClear collects, uses, discloses, and protects information when you use the DriveClear application, website, and related services (“Services”).

1. Information we collect

The information we collect depends on how you use DriveClear.

Account information

We may collect your email address, account identifier, name where provided, authentication information, account creation date, subscription status, login method, and records showing acceptance of our Terms and Privacy Policy. Passwords are securely hidden and are not stored in plaintext.

Financial and affordability information

We collect information you voluntarily provide, including monthly or annual income, debt obligations, housing expenses, self-reported credit score or tier, down payment, trade-in equity, target vehicle price, desired loan term, target or comfortable payment, existing loan balance, current APR, current vehicle payment, financing or refinancing goals, insurance costs, purchase timeframe, and related financial preferences.

Unless expressly disclosed otherwise, credit scores entered into DriveClear are self-reported. DriveClear does not obtain your consumer credit report merely because you use the Services.

Vehicle information

We may collect year, make, model, trim, VIN where voluntarily provided, mileage, purchase or target price, user-entered market value, loan balance, APR, term, monthly payment, insurance costs, down payment, trade-in information, and related vehicle information.

Dealership worksheet information

Where you run a Deal Check, we collect the figures from the worksheet you are reviewing, including sale price, dealer fees and added charges, taxes, title and registration amounts, trade-in and payoff amounts, down payment, APR, term, and the quoted monthly payment. Where you choose to photograph the worksheet instead of typing it in, the photograph itself is handled as described in Section 8 and is not stored.

Usage, transaction and communications information

We may collect subscription status, transaction identifiers, amounts and dates, promotional or creator-code attribution, account activity, features used, feedback, customer-support communications, referral interactions, and similar operational information.

Payment-card information may be entered directly through a payment provider such as Stripe, Apple, or Google. DriveClear does not need to receive or store your complete payment-card number when payment information is entered directly through those providers.

Technical and security information

We may collect IP addresses, login attempts, timestamps, device/application information where available, password-reset records, authentication events, and other limited information necessary to operate and secure the Services.

2. Information we do not intentionally request

Unless a future feature is introduced with appropriate disclosures, DriveClear does not intentionally request Social Security numbers, driver’s-license numbers, government identification numbers, bank-account credentials, online-banking passwords, or consumer credit reports.

Please do not submit sensitive or non-public information the Services do not request. This includes images: where a feature lets you photograph a dealership worksheet, please capture only the worksheet and cover or fold any area showing information the Services do not request.

3. How we use information

We may use information to create and maintain accounts; authenticate users; calculate affordability and vehicle-financing scenarios; generate informational scores, classifications, estimates, reports, and vehicle-fit results; operate My Garage; personalize features; identify relevant financing, refinancing, insurance, and automotive opportunities; connect users with third-party providers; process subscriptions; administer referral and creator programs; provide customer support and communications; improve and troubleshoot the Services; prevent fraud and abuse; enforce our Terms; comply with legal obligations; and protect DriveClear, users, and third parties.

Where you ask to be notified about a feature that is not available yet, we record that request and use your email address to tell you when it launches. Every such message includes a one-click unsubscribe, and opting out does not affect your account or subscription.

4. Affiliate partners, loans, refinancing and insurance

DriveClear may not transmit information you provide to selected third-party or affiliate partners in connection with potential automobile loans, refinancing, insurance, and other automotive or financial products or services without your express written consent. These partners may include lenders, lending marketplaces, refinancing providers, insurance providers, insurance marketplaces or agencies, lead-generation partners, dealerships, and other automotive or financial-service providers.

Depending on the opportunity, information transmitted may include relevant portions of your:

• contact information
• self-reported income and debt information
• housing expenses
• self-reported credit score or credit tier
• desired down payment
• vehicle information
• current loan balance, payment, APR, or term
• insurance information
• financing or refinancing goals
• desired vehicle or target price
• purchase timeframe
• and other information reasonably relevant to the requested or presented opportunity

How that information is used

Information may be used to identify, match, generate, facilitate, or present potentially relevant offers, rates, quotes, products, or services. Third parties may subsequently request additional information directly from you and may perform their own identity, credit, eligibility, underwriting, or insurance evaluations.

Providing information does not guarantee approval, financing, refinancing, insurance coverage, a particular APR, a particular rate, or any other product. DriveClear does not control, have input into or guarantee those decisions.

5. Affiliate compensation

DriveClear may receive compensation from third-party partners when a user is referred, submits information, requests a quote, applies for a product, becomes a qualified lead, obtains financing or insurance, completes a transaction, or takes another qualifying action. Compensation may include lead fees, referral fees, commissions, revenue sharing, or similar arrangements.

Depending on applicable state law and the structure of a particular relationship, certain transfers of personal information may legally constitute a “sale,” “sharing,” or another regulated disclosure even if DriveClear does not traditionally sell customer databases. Where applicable, DriveClear will provide legally required notices and consumer choices.

6. Service providers and other disclosures

We may disclose information to companies that process information on our behalf to operate DriveClear, including providers of hosting, databases, cloud storage, authentication, email, payments, subscription management, application distribution, crash and performance diagnostics, vehicle-listing data, artificial-intelligence processing, security, and technical infrastructure. Current or potential providers include Emergent, MongoDB, Stripe, RevenueCat, Sentry, Resend, MarketCheck, OpenAI, Anthropic, Apple, and Google.

Where you use the AI Advisor, the question you type and the financial figures needed to answer it are sent to an artificial-intelligence provider to generate a response. Those providers act on DriveClear’s instructions and are not permitted to use your information to train their models.

Where you choose to photograph a dealership worksheet in Deal Check, the image is transmitted to an artificial-intelligence provider solely to read the figures printed on it. The image is not stored by DriveClear, and the provider is not permitted to use it to train its models.

Vehicle information may also be transmitted to public vehicle-data services when necessary to provide requested vehicle functionality. These providers receive information reasonably necessary to perform their services.

We may also disclose information when required by law or valid legal process; to investigate fraud, abuse, or security incidents; to protect DriveClear, users, or others; in connection with a merger, acquisition, financing, restructuring, bankruptcy, or sale of assets; or when you direct or consent to the disclosure.

7. Third-party privacy practices

Third-party lenders, marketplaces, insurers, dealers, and other companies operate independently from DriveClear. Once information is lawfully transmitted to a third party for a disclosed or requested purpose, that company’s handling of the information may also be governed by its own privacy policy and applicable legal obligations.

We encourage users to review a third party’s privacy practices before providing additional information or completing a transaction.

8. Photographs and documents you choose to submit

DriveClear does not require you to submit any photograph, image, or document to use the Services.

One optional feature, Deal Check, lets you photograph a dealership purchase or finance worksheet so the figures printed on it can be read into the app instead of typed by hand. This feature runs only when you choose to start it. The app requests access to your camera or photo library at that moment, and only for that purpose. You may decline and enter the figures manually; declining does not limit any other part of the Services.

When you use that feature:

• the photograph is transmitted to DriveClear over an encrypted connection and held temporarily in memory only for as long as is needed to read it
• the photograph is transmitted to an artificial-intelligence provider (currently Google) solely to perform optical character recognition — that is, to convert the printed figures into text. That provider acts on DriveClear’s instructions and is not permitted to use your photograph to train its models
• DriveClear does not save the photograph. It is not written to our databases, not attached to your account, not added to My Garage, and not retained after the request completes
• the figures read from the photograph are returned to you for review and correction before anything is calculated. Only the figures you confirm are saved, and they are retained in the same way as figures you type in yourself (see Section 10, Data retention and account deletion)
• photographs are never transmitted to lenders, dealerships, insurers, affiliate partners, or any other third party for marketing, lead-generation, or underwriting purposes

Please photograph only the worksheet

Do not submit images containing Social Security numbers, driver’s-license or government identification numbers, bank-account or payment-card numbers, credit reports, another person’s personal information, or other sensitive information the Services do not request. Fold or cover any such area before taking the picture. If you submit information we did not request, we will delete it when we become aware of it.

Apart from this optional feature, DriveClear does not request, collect, or store photographs, camera images, or uploaded files, and there is no feature for uploading any other kind of file.

9. Cookies and similar technologies

DriveClear may use cookies, local storage, session technologies, or similar mechanisms for authentication, security, preferences, and functionality. If DriveClear implements advertising, analytics, or tracking technologies requiring additional disclosure or consent, this Policy and applicable consent mechanisms may be updated.

10. Data retention and account deletion

We retain information for as long as reasonably necessary to operate the Services, maintain accounts, fulfill the purposes described in this Policy, protect security, resolve disputes, and satisfy legal, accounting, regulatory, or compliance obligations.

DriveClear provides account-deletion functionality. Deletion removes associated account data subject to reasonable technical processing periods and information that may legally or reasonably be retained for security, fraud prevention, accounting, legal compliance, or dispute resolution. De-identified or aggregated information that cannot reasonably be associated with you may be retained.

Users may also have access to functionality allowing them to export certain account information.

11. Privacy rights

Depending on your state of residence and applicable law, you may have rights to access, know, correct, delete, or obtain a portable copy of certain personal information and, where applicable, opt out of certain sales, sharing, targeted advertising, or other regulated processing.

We may verify your identity before completing a request. Privacy requests may be submitted to Customersupport@driveclearapp.com.

12. Security

DriveClear uses administrative, technical, and organizational safeguards designed to protect information, including encryption in transit, secure password hashing, authentication and access controls, private backend/database connectivity, restricted administrative access, rate limiting, input validation, server-side secret management, and other security controls.

No electronic system is completely secure, and DriveClear cannot guarantee that unauthorized access, loss, misuse, or disclosure will never occur.

13. Children’s privacy

DriveClear is intended for adults only. You must be at least 18 years old to create an account or use the Services, and DriveClear is not directed to anyone under 18.

DriveClear does not knowingly collect personal information from anyone under 18. If we learn that we hold information belonging to a person under 18, we will delete it promptly unless we are legally obligated to retain it.

If you believe a minor has provided information to DriveClear, email Customersupport@driveclearapp.com and we will remove it from our records.

14. California Consumer Privacy Act (CCPA) notice

In this notice, we are addressing specific disclosure requirements under the California Consumer Privacy Act of 2018 for California residents. This notice applies only to “personal information” that is subject to that law and applies to all California residents who visit our Sites or use the Services.

California residents have rights to request access to certain personal information collected about them over the past 12 months, or deletion of their personal information, subject to certain exceptions, and may not be discriminated against because they exercise any of their rights under the California Consumer Privacy Act.

We may require you to provide additional personal information to verify your identity before we process your request; we may not process your request if we are unable to verify your identity. We collect, use and share personal information regarding California residents as described in this notice.

Governing law

This Agreement shall be governed by and interpreted in accordance with the laws of the State of Georgia, United States.

15. Changes to this policy

We may update this Privacy Policy as our Services, business relationships, or legal obligations change. Where required by law, we will provide appropriate notice or obtain consent before materially different practices take effect.

16. Contact us